14 Best Places To Live After Retirement In India

Retirement marks a significant transition in life. Starting from working hard to build a life and choosing to leave work life behind permanently, It is time to reap the rewards of hardship and dedication. While some retired people set sail on voyages worldwide, others look forward to spending their time in relaxation and comfort.

While retirement in India offers the option of a shift of pace and opportunities in terms of infrastructure, healthcare facilities, and good connectivity, you must be practical and thoughtful about the shifting times. Around the world, rising inflation, economic instability, and the loss of money value increase the cost of living.

List of the Best Places to Live After Retirement in India

Goa

Known for its stunning beaches, vibrant culture, and laid-back lifestyle, Goa has become a magnet for retirees seeking a peaceful existence. The demand for real estate is increasing rapidly, and investing at the right time can help you plan your future. The attractive destination offers clean air, facilities of all kinds, transportation, and a network. The weather also does not turn cold, and many activities can be explored.

• Cost of Living: Moderate to high
• Monthly Rent: Approximately 20K for a 3BHK
• Air Quality: Good
• Climate: Tropical and sunny as it is close to water bodies
• Public Transport System: Transportation in South & North Goa is mostly via taxis, which can be expensive. However, scooters on rent are easily available
• Medical Facilities: Goa has good hospitals with modern facilities, internationally qualified doctors, and trained staff.

Pune

Another place for retirement in India is Pune, where traditions meet modernity. Known as the “Oxford of the East,” Pune balances traditional charm and modern amenities. The city is known for its affordability, amenities, and robust educational and healthcare facilities. Pune holds a historic charm of its own. Easy travel and pleasant weather are add-ons.

• Cost of Living: Moderate to high (for a family)
• Monthly Rent: Approximately 20-40K for a 3BHK
• Air Quality: Moderate
• Climate: Summers can be extremely hot. Winters are pleasant
• Public Transport System: Buses and autos are available for moving in and around Pune
• Medical Facilities: More than 550 medical centers. Pune is emerging as a top city in the healthcare sector

Coimbatore

Nestled in Tamil Nadu, Coimbatore is gaining popularity as a retirement destination. The city offers a peaceful atmosphere and a comfortable lifestyle. The cost of living is also not too high compared to other major cities. Coimbatore is growing at an unprecedented pace and already has a pleasant climate, access to quality healthcare, and well-developed infrastructure, making it an excellent choice for retirees seeking a peaceful yet dynamic setting.

• Cost of Living: Low to moderate
• Monthly Rent: Approximately 20K for a 3BHK
• Air Quality: Good
• Climate: Summers are dry and humid. Usually hot all year round.
• Public Transport System: Buses are available at a good frequency, for in and around Coimbatore and even out-station
• Medical Facilities: Coimbatore is known for good healthcare facilities and experienced doctors

Dehradun

Dehradun is next on our list of places to live after Retirement in India. Stepping into the foothills of the Himalayas, Dehradun offers a tranquil environment and pleasant weather. The city provides good healthcare facilities, a low crime rate, and a range of outdoor activities, making it ideal for retirees who enjoy a slower pace of life. It is a well-connected transportation network that ensures easy access to essential services. There are many other places that you can also consider.

• Cost of Living: Moderate
• Monthly Rent: Approximately 25-30K for a 3BHK
• Air Quality: Good
• Climate: Summers are pleasant, and winters get colder towards December-January
• Public Transport System: Buses and auto rickshaws are available for traveling within Dehradun
• Medical Facilities: Dehradun has many reputed hospitals and a good healthcare set-up

Chandigarh

Located in the heart of north India, the small towns of Punjab and the upcoming cities like Panchkula, Mohali, and Chandigarh are growing rapidly. A green city with lush houses and spacious buildings has been the ideal target for many retirement homes. Not to forget the proximity of the Himalayan range. Also known as the first planned city of India, it is growing rapidly. According to reports, Chandigarh has, in recent years, opened its doors to many investors and buyers. The city is easily accessible by public transport, train, air, or private vehicles.

• Cost of Living: Moderate to high (for a family)
• Monthly Rent: Approximately 25-30K for a 2BHK
• Air Quality: Good
• Climate: Summers are pleasant, and winters get colder towards December-January
• Public Transport System: All places are easily accessible via auto-rickshaws
• Medical Facilities: Good medical facilities

Pondicherry

Pondicherry, also known as Puducherry, is a charming coastal city known for its French colonial architecture, serene beaches, and spiritual atmosphere. Retirees can enjoy a laid-back lifestyle amidst tranquil surroundings, with opportunities for leisurely walks along the promenade and yoga and meditation retreats. The city’s vibrant cultural scene, with its blend of Indian and French influences, offers retirees ample opportunities to engage in cultural activities, art exhibitions, and culinary experiences.

Monthly Rent: Approximately INR 15,000 for a 2BHK apartment

• Cost of Living: Moderate

• Air Quality: Good
• Climate: Tropical climate with moderate temperatures year-round
• Public Transport System: Well-connected by buses and auto-rickshaws
• Medical Facilities: Good healthcare facilities with hospitals and clinics offering modern services.

Kasauli

Nestled in the Himalayan foothills, Kasauli is a picturesque hill station known for its lush greenery, colonial charm, and panoramic views of the surrounding mountains. Retirees can enjoy a peaceful and tranquil environment, with opportunities for nature walks, birdwatching, and exploring the town’s quaint cafes and markets. The city’s serene ambiance and clean air make it an ideal retreat for retirees looking to escape the hustle and bustle of city life and reconnect with nature.

• Cost of Living: Moderate
• Monthly Rent: Approximately INR 20,000 for a 2BHK cottage
• Air Quality: Excellent
• Climate: Pleasant climate with cool summers and mild winters
• Public Transport System: Limited public transport, but easily accessible by private vehicles
• Medical Facilities: Basic medical facilities are available, with larger hospitals in nearby towns

Delhi

Delhi, the capital city of India, offers retirees a mix of culture, history, and modern amenities. With its vibrant markets, historical landmarks, and diverse culinary scene, retirees can immerse themselves in the rich tapestry of Delhi’s heritage while enjoying the comforts of urban living. The city’s well-connected transport system and world-class healthcare facilities ensure that retirees can access all necessary amenities and services. This makes it a popular choice for those seeking a dynamic and cosmopolitan lifestyle in their retirement years.

• Cost of Living: Moderate to high
• Monthly Rent: Approximately INR 25,000 for a 2BHK apartment
• Air Quality: Varied, with pollution levels higher in certain areas
• Climate: Hot summers and cold winters
• Public Transport System: Well-developed metro rail network, buses, and auto-rickshaws
• Medical Facilities: Excellent healthcare facilities with top hospitals offering advanced treatments.

Bengaluru

Bengaluru, often called the Silicon Valley of India, is a vibrant metropolis known for its pleasant climate, green spaces, and cosmopolitan culture. Retirees can enjoy a blend of modern amenities and cultural experiences, with opportunities for leisure activities, cultural events, and wellness retreats. The city’s thriving tech industry and bustling startup scene create a dynamic and vibrant atmosphere, attracting retirees looking to stay intellectually engaged and socially active in their retirement years.

• Cost of Living: Moderate to high
• Monthly Rent: Approximately INR 22,000 for a 2BHK apartment
• Air Quality: Moderate
• Climate: Pleasant climate with mild temperatures year-round
• Public Transport System: Well-connected by buses, metro rail, and auto-rickshaws
• Medical Facilities: Excellent healthcare facilities with renowned hospitals and medical institutions

Ahmedabad

Ahmedabad, the largest city in Gujarat, offers retirees a mix of cultural heritage, culinary delights, and modern infrastructure. With its rich history, vibrant markets, and friendly locals, retirees can immerse themselves in the colorful tapestry of Gujarati culture while enjoying a comfortable and affordable lifestyle. The city’s well-preserved historical landmarks, such as the Sabarmati Ashram and Sidi Sayyed Mosque, offer retirees opportunities to explore and appreciate the city’s cultural heritage.

• Cost of Living: Moderate
• Monthly Rent: Approximately INR 18,000 for a 2BHK apartment
• Air Quality: Moderate
• Climate: Hot summers and mild winters
• Public Transport System: Well-connected by buses and auto-rickshaws
• Medical Facilities: Good healthcare facilities with hospitals offering quality medical services

Bhubaneshwar

Bhubaneshwar, the capital city of Odisha, is known for its ancient temples, serene lakes, and green spaces. Retirees can enjoy a peaceful and relaxed lifestyle amidst the city’s cultural heritage, with opportunities for leisurely walks in parks, visits to temples, and cultural festivals. The city’s well-maintained parks and gardens, such as the Ekamra Kanan and Biju Patnaik Park, offer retirees serene spots to unwind and connect with nature.

• Cost of Living: Moderate
• Monthly Rent: Approximately INR 16,000 for a 2BHK apartment
• Air Quality: Good
• Climate: Tropical climate with hot summers and mild winters
• Public Transport System: Well-connected by buses and auto-rickshaws
• Medical Facilities: Good healthcare facilities with hospitals offering modern services.

Dharamshala

Dharamshala, nestled in the lap of the Dhauladhar mountains, is a peaceful hill station known for its Tibetan culture, monasteries, and scenic beauty. Retirees can enjoy a tranquil environment, with opportunities for meditation, yoga, and trekking amidst nature’s splendor. The city’s vibrant Tibetan community and bustling markets offer retirees a unique cultural experience, with opportunities to learn about Tibetan art, cuisine, and traditions.

• Cost of Living: Moderate
• Monthly Rent: Approximately INR 20,000 for a 2BHK apartment
• Air Quality: Good
• Climate: Pleasant climate with cool summers and cold winters
• Public Transport System: Limited public transport, but easily accessible by private vehicles
• Medical Facilities: Basic medical facilities are available, with larger hospitals in nearby towns

Jaipur

Jaipur, the Pink City of India, is a vibrant and colorful city known for its majestic forts, palaces, and rich cultural heritage. Retirees can immerse themselves in the city’s royal charm, with opportunities for heritage walks, shopping in bustling markets, and indulging in traditional Rajasthani cuisine. The city’s well-preserved historical landmarks, such as the Amber Fort and City Palace, offer retirees opportunities to explore and appreciate the city’s rich history and architectural heritage.

• Cost of Living: Moderate
• Monthly Rent: Approximately INR 20,000 for a 2BHK apartment
• Air Quality: Moderate
• Climate: Hot summers and mild winters
• Public Transport System: Well-connected by buses, auto-rickshaws, and cycle rickshaws
• Medical Facilities: Good healthcare facilities with hospitals offering quality medical services

Mysore

Mysore, the cultural capital of Karnataka, is known for its grand palaces, vibrant festivals, and rich cultural heritage. Retirees can enjoy a peaceful and relaxed lifestyle amidst the city’s serene surroundings, with opportunities for yoga, meditation, and cultural performances. The city’s well-maintained parks and gardens, such as the Brindavan Gardens and Karanji Lake, offer retirees tranquil spots to unwind and connect with nature.

• Cost of Living: Moderate
• Monthly Rent: Approximately INR 18,000 for a 2BHK apartment
• Air Quality: Good
• Climate: Pleasant climate with moderate temperatures year-round
• Public Transport System: Well-connected by buses and auto-rickshaws
• Medical Facilities: Good healthcare facilities with hospitals offering modern services.

Rishikesh

Rishikesh, nestled on the banks of the Ganges River, is a spiritual hub known for its yoga ashrams, meditation centres, and adventure sports. Retirees can enjoy a serene and spiritual lifestyle amidst the city’s tranquil surroundings, with opportunities for yoga, meditation, and exploring the Himalayan foothills. The city’s vibrant spiritual community and serene natural beauty offer retirees a peaceful and enriching environment in which to spend their golden years.

• Cost of Living: Moderate
• Monthly Rent: Approximately INR 15,000 for a 2BHK apartment
• Air Quality: Good
• Climate: Pleasant climate with cool summers and mild winters
• Public Transport System: Limited public transport, but easily accessible by private vehicles
• Medical Facilities: Basic medical facilities are available, with larger hospitals in nearby towns.

In conclusion, India offers a diverse range of cities for retirees, each with unique charm, cultural heritage, and lifestyle amenities. Whether you prefer the tranquillity of a hill station, the vibrancy of a metropolitan city, or the spiritual ambiance of a pilgrimage town, there’s a perfect city for every retiree to call home.

Some key factors to consider while evaluating retirement destinations:

• Cost of Living: Choosing your place and spending habits define your expenses. The lower the cost of living, the more you save on your retirement savings. Expenses in this category include groceries, housing, healthcare, entertainment, and transportation. Based on your monthly expenses, this needs to be factored in.
• Healthcare Facilities: Easy access to healthcare facilities should be one of your top factors. Having healthcare facilities nearby is essential. Retirement can also bring unforeseen health changes, and there should be no compromise on healthcare systems and doctors.
• Air Quality and Climate: Would you choose to live in a bustling and fast-paced metropolis or a quiet, cold place? Consider a climate that suits your preferences and helps maintain peace of mind.
• Infrastructure: Most of the cities in India are now growing as smart cities. But keep in mind the basic amenities like water, electricity, modes of transportation, and much more. Access to these basic requirements gives you less stress and a more leisurely lifestyle. Always remember that this can also burn a hole in your pocket. Public transportation and connectivity are also needed.
• Safety: There has been an increase in crime rates, as cited in reports. Consider the average crime rate and opt for a place with effective police. This experience helps ensure a stress-free and secure retirement.
• Social Life and Recreational Activities: After retirement, everyone has a way of keeping themselves occupied. Some would be interested in cultural beliefs, while others might enjoy an active community. This decision helps you decide your lifestyle.

If you plan your retirement in India, you can look forward to relaxing, traveling, pursuing hobbies, experiencing new adventures, and much more. But to strike a healthy balance between affordability and quality of life, it is important to weigh factors related to finances and your requirements.

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