Hello guys! It’s Wednesday, and we are back with our next episode of Bazaar ke Sanskaar for you.
What do you do when you don’t have enough to invest but want to start investing? Do you think it is okay to take a loan and then invest it in the stock market? In today’s episode, our friends Maya and Ayaan discuss whether you should buy stocks when the stock market is low.
If you still haven’t seen our last episode, here is a quick explanation of Bazaar ke Sanskaar, our educational series for investors. Through short stories, it highlights the dos and don’ts of investing to help you make informed decisions and cultivate sound investment habits.

Stock market dekh rahi ho aaj kal? Soch raha hun, main bhi kuch paise invest kar hi doon. Ab nahi hota wait. Sab log kama rahein hain.
Haan Ayaan, tumhe zaroor karna chahiye invest.
Lekin pehle ye batao, paise hain kya invest karne ke liye?


Ab toh ekdum mind made up hai, loan leke hi sahi, stock market mein invest karunga hi karunga.
No, no, no, no! Loan leke invest karna, yeh toh reverse gear mein car chalaane jaisa hai. Tum apne future ki earning se pehle hi spend kar rahe ho. Agar market ne jhatka de diya toh kya karoge?


Itna negative mat socho! Market toh upar hi jayega na!
Investing zaroori hai, lekin loan leke invest karna is a big no-no. Maan lo expected returns nahi mile to kya hoga. Loan ke EMI ka pressure toh hoga hi aur achaanak koi aur emergency aa gai toh kya karoge?


Ye toh socha hi nahin maine.
Sabse pehle apni savings badhaao. Life mein financial stability laao, surplus jodo, phir stock market mein zaroor invest karo.


Samajh gaya.
So, friends, avoid taking a loan to invest in the stock market. It’s a risky game that can backfire. Kisi bhi commitment se pehle zaruri hai ki ek solid financial foundation bana lein.

Thanks for going down memory lane with us with #BazaarkeSanskaar. If our stories make you smile, don’t forget to like, share, and vote.
In case you’ve missed other episodes
EPISODE 1: HIGHS ARE FOR EXITS
EPISODE 2: LOWS ARE FOR AVERAGING
EPISODE 3: VOLATILITY IS FOR SELLING
EPISODE 4: NOT ALL HIGHS ARE FOR EXIT
EPISODE 5: STOCK MARKET LOWS ARE FOR ENTRY
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I’m Archana R. Chettiar, an experienced content creator with
an affinity for writing on personal finance and other financial content. I
love to write on equity investing, retirement, managing money, and more.